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Michigan law requires motorists to carry bodily injury coverage to compensate victims that are injured in automobile accidents as a result of another driver’s negligence. Unfortunately, the minimum limits of this mandatory coverage are only $20,000; an amount entirely inadequate to compensate severely injured victims of automobile accidents. Some insurance companies offer the option of purchasing Underinsured Motorist Coverage which allows you to receive full compensation from your own insurance company when the negligent driver that caused your injuries has the minimum or inadequate insurance coverage. Insurance companies regularly dispute payment of this coverage so it is important to discuss this matter with a knowledgeable attorney. Contact the Law Office of Neil A. Davis for a free consultation.
With insurance companies continuing to unilaterally raise their rates, many motorists simply operate vehicles without insurance. Because of the prevalence of hit and run accidents and accidents with uninsured motorists in the Detroit-Metro area, it is important that you obtain Uninsured Motorist Coverage from your own automobile insurance carrier. Please note that several major automobile insurers within the state do not offer this optional coverage and you should check your policy to make sure you are covered. With this coverage in effect, you can then collect the same benefits and compensation from your own insurance company that you would have from the hit and run driver. While these types of accidents can be complex, an attorney that fully understands the law can be of great benefit in obtaining the compensation you deserve. Contact the Law Office Of Neil A. Davis for a free consultation.
Contact the Davis Law Center today at 248-865-7740 or contact by email at
ndavislaw@ameritech.net.
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